Insurance & health and safety
Keeping your PA safe – and protecting yourself – is essential. As an employer, you have legal duties under the Management of Health and Safety at Work Regulations 1999. You must identify risks, take steps to reduce them, and make sure your PA works in a safe environment.
Employer’s Liability Insurance
This is a legal requirement for anyone employing staff. It protects you if your PA is injured or becomes ill while working for you.
Staffordshire County Council will pay up to £90 per year towards your policy.
Recommended providers offering negotiated rates:
- Specialist Disability Insurance | Fish Insurance
- Mark Bates Ltd | Specialist Insurance & Warranty Policies
- Surewise | Live Life Confidently
What’s not covered?
- Car insurance during working hours.
- Buildings and contents insurance.
These must be arranged separately.
Health and Safety Responsibilities
- Carry out risk assessments in your home (including pets and fire safety).
- Provide any necessary training or equipment.
- Record and report accidents.
- Tell your PA about health and safety procedures.
Helpful resources:
